How long does a transfer take?

You may be wondering, "When I issue a transfer, how long will it take to get to the bank account?". The duration of a transfer depends on the destination account it is going to. This article outlines the time it typically takes for transfers to be completed.

Country Currency Payouts - Mobile Money Payouts - Bank Transfer Time
Africa - Benin XOF No Yes 2-3 working days. 1
Africa - Botswana BWP No Yes 2-3 working days. 1
Africa - Burkina Faso XOF No Yes 2-3 working days. 1
Africa - Burundi BIF Yes No Mobile Money - Instant
Africa - Cameroon XAF Yes Yes 2-3 working days 1, Mobile Money - Instant
Africa - Chad XAF No Yes 2-3 working days. 1
Africa - Congo XAF No Yes 2-3 working days. 1
Africa - Congo DRC CDF No Yes 2-3 working days. 1
Africa - Ethiopia ETB No Yes 2-3 working days. 1
Africa - Gabon XAF No Yes 2-3 working days. 1
Africa - Ghana GHS Yes Yes Same Day 2, Mobile Money - Instant
Africa - Guinea Bissau XOF No Yes 2-3 working days. 1
Africa - Guinea Conakry GNF Yes No Mobile Money - Instant
Africa - Ivory Coast XOF Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Kenya KES Yes Yes Instant 3, Mobile Money - Instant
Africa - Malawi MWK Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Mali XOF Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Mauritius MUR No Yes 2-3 working days. 1
Africa - Mozambique MZN No Yes 2-3 working days. 1
Africa - Namibia NAD No Yes 2-3 working days. 1
Africa - Niger XOF No Yes 2-3 working days. 1
Africa - Nigeria NGN No Yes Instant
Africa - Rwanda RWF Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Senegal XOF Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Sierra Leone SLL Yes Yea 2-3 working days. 1, Mobile Money - Instant
Africa - South Africa ZAR No Yes 2-3 working days. 1
Africa - Tanzania TZS Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - The Gambia GMD No Yes 2-3 working days. 1
Africa - Togo XOF No Yes 2-3 working days. 1
Africa - Uganda UGX Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Zambia ZMW Yes Yes 2-3 working days. 1, Mobile Money - Instant
Africa - Zimbabwe ZBN Yes Yes 2-3 working days. 1, Mobile Money - Instant
1. The recipient will have received the transfer by 6PM (GMT +1).
2. Transfers to Ghana initiated after 8.30AM GMT +1 will be received the following working day.
3. Transfers to Kenya initiated after 3PM GMT +1 will be received the following working day.

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