The requirements for using Flutterwave depends on the country and category of account you are signing up for.

Requirements per country

What If you own a business, but do not have a certificate of incorporation?

You can start by creating an individual account. If you register your business in the future, send an email to with a copy of your certificate of incorporation and corporate bank account details for your account to be upgraded to a business account.

What happens if you don't submit these documents and bank account information?

Your account will be put on test mode and you will not be able to carry out transactions or receive payments via Flutterwave till you submit your documents and bank account information.

What do I need for a seamless verification process?

To ensure a seamless merchant onboarding process for you during registration and verification of your Flutterwave account, please note the following:

  1. For business accounts, there must be a corresponding match between your Flutterwave business Name (Trading name) and the name registered on your business documents.

  2. The business name must match the name on the corporate bank account details uploaded during registration.

  3. The contact person’s name registered on your Flutterwave account must match the name on the valid ID uploaded.

  4. Only the following are accepted as valid means of identification

    • International Passport

    • Driver’s License

    • National ID (NIN) Card.

    Please note that the valid ID uploaded has to be the original colored copy and not duplicates (photocopy). The temporary (paper) NIN slip is not acceptable. For Driver's License, please upload both sides (front & back) for verification.

  5. For registered businesses, remember to input your CAC number where prompted.

  6. Please ensure you have your valid ID with you for live capture as this would be required.

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